Condo Insurance

Condo Insurance for Florida Residents

Enterprise Insurance Advisors, LLC makes obtaining condo insurance easy for people all over Florida. There are a few things you should keep in mind, though, when trying to purchase condo insurance. It is excellent for protection if something, such as a natural disaster, were to happen. You need to make sure that you have the proper coverage to take care of any losses you may incur.

Florida Condo Laws

In the state of Florida, it used to be a state requirement for all condo owners to carry an insurance policy. Things have changed since then. Now, you may only be required by your condo association to have a condo insurance policy. You want to be able to prove that your policy meets the minimum limits associated with the condo association's requirements. Another thing that you may want to keep in mind is that while even though the condo association may cover certain things, they will not cover any damage to your personal property. This is why you need to make sure that you have your own policy.

You can choose from any of the following coverage options for your condo:

  • Personal liability - This is good to have in case someone was to file a lawsuit against you that claims property damage or injury
  • Dwelling coverage - Covers permanently affixed items in your condo
  • Personal property - Provides coverage if any of your personal belongings get stolen
  • Loss assessment - Coverage for damage that is within common areas that you may be responsible for

Quotes for your Condo

If you are ready to get your quote on condo insurance, feel free to visit our Enterprise Insurance Advisors, LLC office in Lake Mary, FL. We have a team of experienced agents who are waiting to assist you in answering any questions you may have. Give us a call or visit our office in Lake Mary, FL today for a quote. We know how important it is to maintain the security of your personal property.